Manage your account
Settle it online,
on your terms.
Log in to the VVM portal to view your balance, make a secure payment or set up a payment arrangement. Not sure what you can afford? Use the calculator below — the numbers stay on your device.
Manage your account online.
View your balance, make a secure payment and set up a payment arrangement — any time, without waiting for a call.
Affordability calculator
Know your number before you call.
Enter your monthly income and essential expenses, and we’ll suggest an instalment you can actually sustain. Nothing is stored or sent — the numbers stay on your device.
Disposable income
R —
What remains each month after your essential expenses.
Suggested monthly instalment
Cautious · 25%
R —
Slow and safe
Balanced · 35%
R —
Most sustainable
Committed · 50%
R —
Fastest payoff
This calculator provides guidance only and does not constitute financial advice or an offer of settlement terms. All payment arrangements are subject to assessment and confirmation by VVM.